Hess Partners Insurance has quality protection for all of your needs. We will help you choose coverage that is right for you at a price you can afford.
As a business owner you need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel. In fact, many business people use the same vehicle for both business and pleasure. Whether you need to buy a business auto insurance policy will depend on the kind of driving you do and who is driving your vehicle. While the major coverages are the same, a business auto policy can be very different than a personal auto policy.
General liability pays for losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your business operation. General liability insurance can prevent a loss from turning into a financial disaster by providing protection in case your business is ever sued or held legally responsible for some injury or damage.
Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. Workers Compensation insurance is not health insurance, it is designed to help companies pay benefits specifically for injuries sustained on the job.